We are your first stop for mortgage advice in Sunderland
Getting a mortgage can be a challenging and confusing task. Especially, if your circumstances aren’t what the traditional high street lenders would class as normal.
But it’s our business to make that process as simple and easy as possible. No matter what your circumstances or your needs, we can work with you to try and obtain you the best mortgage.
Why Use A Mortgage Broker?
Getting a mortgage is a huge financial decision. The mortgage market it vast and competitive, so it’s not easy to understand exactly what’s going on. As mortgage advisors, we will offer you expert advice based on your direct needs. We can assess everything from your ideal budget and repayments to the services you may need to complete your purchase.
It’s important to get good, impartial advice if you’re looking to take out a mortgage.
Not taking advice means that you take full responsibility for your mortgage decision meaning that you could end up with the wrong mortgage for your situation or being rejected by your chosen lender.
As expert mortgage advisors in Sunderland, we have specialist and in-depth knowledge of the market.
How Can We Help You?
- We will work with you to ensure you can afford your mortgage repayments.
- We can help you with the paperwork meaning the application process is made simple
- We can only recommend a mortgage that is suitable for you and your circumstances
The Process of Working With Us
The first thing you need to do is get in touch with us and arrange a free, no obligation consultation. We want to get to know you as well as we possibly can so that we can find you a mortgage deal that will suit your needs. The consultation is private and confidential and we won’t share any information that you provide.
A dedicated advisor.
When it comes to taking out a mortgage, you need to know that the person you’re dealing with is knowledgeable about your situation. So when you work with us, we will provide you with a dedicated, knowledgeable mortgage advisor that will be with you throughout the whole process.
If you have any questions then your mortgage advisor will only be too happy to help. You won’t be passed from a call centre to another call centre, instead, you’ll receive a personal, individualised service that will leave you feeling like one of the Sunderlandmoneyman.com family.
Agreement in principle.
Once we’ve made our recommendations on the best mortgage for you and your circumstances, then we will give you time to consider our offers. If you then decide to go ahead, we will obtain the mortgage agreement in principle. This is what you need to be able to make offers on the property of your choice.
This is the part where the lender will also run a credit check on you. If all goes well, then we will collect the necessary paperwork we need to proceed and continue to process the application until your formal mortgage offer is received.
We will keep you protected.
If you’d like us to, then we will recommend suitable insurances that you need to ensure you’re protected against unforeseen events such as illness, redundancy or being unable to work.
We are impartial and regulated.
We aren’t tied to any lenders or estate agents so you can be confident that the advice is because we are loyal to you.
We are also regulated by the Financial Conduct Authority (FCA) who are part of the Financial Ombudsman Service (FOS) and Financial Services Compensation Scheme (FSCS).
Get In Touch With Us Today
Get in touch with our friendly team to book your free, no obligation consultation. It’s the first step in getting a mortgage deal that will exceed your expectations.
Mortgage Brokerage Services On Offer
We offer a whole host of services. The best thing to do is to get in touch with us with your individual needs and we can advise you on the next steps. But here are just a select few services we have on offer…
- Advice for first-time buyers
- Advice if you are interested in the help to buy scheme
- Right to Buy mortgage advice
- Advice on remortgaging and getting a better deal
- Mortgage advice for home movers
- Advice for Buy to Let or Let to Buy mortgages
- Advice if you have poor credit or past money issues
- Specialist mortgage advice
- Advice for the self-employed
Take a look around the website and when you’re ready to proceed just give us a call, send us an email or if it’s more convenient drop us a text.
We are here for you from 8 am – 10 pm, 7 days a week.