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Fast & Friendly Mortgage Advice in Sunderland

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We love helping customers who really need Mortgage Advice in Sunderland - it's not just about finding a mortgage, we will hold your hand through the full process.

For your FREE mortgage consultation call 0191 543 9498

About Us

For your FREE mortgage consultation call 0191 543 9498

Malcoms Image

We love helping customers who really need Mortgage Advice in Sunderland - it's not just about finding a mortgage, we will hold your hand through the full process.

About Us

Mortgage advice
your way

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

Specialist

What our customers say

Mortgage Broker in Sunderland | Mortgage Advice in Sunderland

Welcome to our website Sunderlandmoneyman.com. We are a Mortgage Broker in Sunderland & surrounding areas, here to help you with a new or existing mortgage. When you use our services, the availability of a Mortgage Advisor in Sunderland increases as our advisors is available seven days a week. Ready to recommend the best deal for you, offering open and honest Mortgage Advice in Sunderland.

 

Being your Trusted Mortgage Broker in Sunderland, we have a great reputation and years of experience. We make sure that each Mortgage Advisor in Sunderland who works for us has an abundance of experience leaving you fulfilled while being provided Mortgage Advice in Sunderland, especially to first-time buyers and existing homeowners.

 

Being a stand-alone Mortgage Advisor in Sunderland, we work with a large panel of lenders. Whether you are buying for the first time or an existing homeowner looking to remortgage and/or capital raise. We’ll hold your hand throughout the whole process. Also, we’ll search thousands of mortgage deals on your behalf and recommend the best one for you. Saving both your time and your money.

 

Having the advantage of being a smaller and friendly Mortgage Broker in Sunderland, we can add the personal touch to all that we do, and we’re here to put your mind at ease and answer any questions you have until late, seven days a week.

Why use Sunderlandmoneyman as your Mortgage Broker in Sunderland?

As your friendly and honest Mortgage Broker in Sunderland, we will be by your side throughout your home buying or remortgaging process. We hope that you’ll find us incredibly helpful, adaptable, and flexible.

 

We work independently to Estate Agents, meaning that we have your sole interests at heart.  We’re genuinely on your side!

 

Carrying out your mortgage consultation after work is never a problem; you are assured of receiving professional open & honest Mortgage Advice in Sunderland. Referrals are the key to our success; therefore, customer satisfaction remains at the heart of our business.

 

Our team offering Mortgage Advice in Sunderland has access to a very large number of lenders. Each one with different criteria and products. Being an experienced Mortgage Broker in Sunderland, we shop around and compare deals for you.

 

Often, getting a new mortgage can be tricky and it can be hard to get things in the right order. This is where having a reputable Mortgage Advisor in Sunderland on your side will prove beneficial. Common hurdles that we help our customers overcome include while low credit score, being self-employed, outside of criteria, low borrowing capacity etc.  Being an experienced Mortgage Broker in Sunderland, we can usually help.

 

Our Mortgage Advisors in Sunderland have worked with many customers in all situations. We are using our in-depth knowledge of lending criteria and experience providing Expert Mortgage Advice in Sunderland.

Mortgage advice in Sunderland – Options:

First Time Buyer Mortgage Advice Sunderland

We’re here to walk you through every step, from initial mortgage enquiry, right until you get the keys to your new home.

Moving Home Mortgage Advice Sunderland

Simply, wanting to know how much you can borrow on a new mortgage, what happens to your old one and how much this will cost?

Remortgage Advice Sunderland

Seeking a better mortgage deal, to reduce or extend the term, to add or remove a name, or raise money on your home?

We search 1000s of mortgage deals across a large number of lenders, including:

Common mortgage questions

Your free mortgage consultation in Sunderland will last round about one hour. We will then recommend a mortgage for you with no obligation for you to proceed and you can decide whether or not you wish to proceed with the mortgage.

As your mortgage broker in Sunderland, we carry out a Fact Find to establish your personal needs before we recommend the most suitable mortgage for you. A credit check is then required for an Agreement in Principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, a formal mortgage offer can be issued.

To avoid possible disappointment, we recommend you obtain an Agreement in Principle before you begin viewing properties in Sunderland. At the very latest you should obtain one prior to making an offer to assist your bargaining position.

An Agreement in Principle typically lasts for between 30 and 90 days depending on the Lender used. If your Agreement in Principle expires it can always be refreshed.

It may be possible to get a second mortgage on your home for things like debt consolidation or Home Improvements. It may also be possible to take out a mortgage on a second property if you’re wanting to use it for yourself, a family member, a holiday home or a Buy to Let.

The minimum deposit when purchasing a house in Sunderland with High Street Lenders is typically 5%. This can be higher if you have had previous credit problems.

If you have had credit problems you can still get a mortgage but you may possibly be required to put down a higher deposit than usual, perhaps 15% of the property purchase price.

Once you have submitted at least one year’s accounts, you are able to get a mortgage. Most Lenders use your salary plus dividend to calculate the maximum mortgage, whereas others are known to go off your net profit.

It’s usually three payslips for an employee to prove income and the latest 2 years’ accounts for self-employed. You will also need to produce proof of ID, address and 3 months’ bank statements.

Our free consultation typically lasts up to an hour or so. We can turn round an agreement in principle within 24 hours. A formal mortgage offer takes about three weeks on average.

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Sunderlandmoneyman.com & Sunderlandmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2020 Sunderlandmoneyman

Sunderlandmoneyman – Hope Street Xchange, 1-3 Hind Street, Sunderland, SR1 3QD

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